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BOOK 78 fi;E 195 RECOMMENDATION As a result of our analysis, we offer the following recommendations: FLORIDA LEAGUE OF•CITIES PROPOSALS We recommend that the County accept the following coverages and services offered through the Florida League of Cities. RECOMMENDATION (Continued) FLORIDA LEAGUE OF CITIES PROPOSALS - (Continued) Florida Municipal Property Self Insurers Program We recommend that the Property Insurance Program including Real and Personal Property, Extra Expense, Mobile Equipment, Electronic Data Processing Equipment, Automobile Physical Damage, Watercraft Hull and Faithful Performance Bond coverage be covered in the Florida Municipal Property Self Insurers Program. The combined annual premium for these coverages is $144,591. In general, the recommended property program provides All Risk coverage (subject to a number of exclusions such as Flood and Earthquake). The Real and Personal Property coverage is subject to a $10,000 deductible. Florida Municipal Liability Self Insurers Program We recommend that the General Liability, Automobile Liability, Public Officials Errors & Omissions and EMT Liability be covered in the Florida Municipal Liability Self Insurers Program for a combined Annual cost of $43,652. In general, the program will provide broad occurrence type coverage with a limit of $1,000,000 subject to a $500,000 self-insured retention. Claim and Risk Management Services - We recommend that the County engage the Insurance Servicing & Adjusting Company (ISAC) for the purpose of pro- viding claim and other risk management services for the Workers' Compensation, General Liability (including Public Officials Errors and Omissions) and Auto Liability coverages. The final cost of these services will depend on the number of claims for the liability coverages and the final audited standard Workers' Compensation premiums for the Workers' Compensation services. We estimate that the final cost will be approx- imately $57,175. 46