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BOOK 78 rAGE 881 <br />those of other communities, he felt possibly those other <br />communities should look into this also. <br />Commissioner Scurlock then addressed the paragraph which <br />Chairman Eggert referred to earlier which states that "These <br />guidelines establish the minimum acceptable standards. However, <br />it should be noted that these standards are subject to review and <br />modification by the Risk Manager who will assist departments in <br />addressing unique exposures as conditions warrant or in response <br />to a specific exposure." He noted that "unique" suggests to him <br />that you would increase it because these are the minimum <br />limitations, and he would like some language in there to say you <br />could go the other way under certain conditions. <br />Chairman Eggert noted that was the exact comment she had <br />made when talking to the Risk Manager the other day. <br />Mrs. Jordan warned that if you have a $10,000 project, for <br />example, and there is an injury or an accident, don't think that <br />they are going to sue you for only that amount. <br />Commissioner Bird referred to the language requiring 30 <br />days' notice prior to cancellation. He understood why we want to <br />require that, but was under the impression that it has caused us <br />some problem in the past with some insurance carriers. <br />Risk.Manager Jordan advised that the major carrier we have <br />had a problem with here has now agreed if we have a contract for <br />the service, they will have their underwriters in the home office <br />review the contract, and then they issue an endorsement naming <br />the County as additional insured and giving us that notification. <br />Commissioner Bird inquired about the nature of our <br />relationship or agreement with Doctors Clinic. <br />Mrs. Jordan advised that was set up prior to her coming to <br />the County, and there is no written agreement as such. She <br />believed it is a verbal agreement with Doctors Clinic whereby <br />they would make every effort to see any county worker who is <br />injured on the job in the physician's office rather than having <br />them go to the Hospital emergency room where the -charges are <br />32 <br />