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<br /> Indian River County
<br /> Group Life and LTD RFP - 2014034
<br /> Basic Life
<br /> Proposal Review
<br /> Standard Insurance
<br /> Company-Current Standard Insurance
<br /> Plan Company Symetra Mutual of Omaha Minnesota Life Florida Combined CIGNA Hartford
<br /> 1 times annual 1 times annual I times annual I times annual 1 times annual 1 times annual I times annual 1 times annual
<br /> earnings rounded to '', earnings rounded to earnings rounded to earnings rounded to earnings rounded to earnings rounded to earnings rounded to earnings rounded to
<br /> the next higher the next higher the next higher the next higher the next higher the next higher the next higher the next higher
<br /> multiple of$1,000,if multiple of$1,000,if multiple of$1,000,if multiple of$1,000,if multiple of$1,000,if multiple of$1,000,if multiple of$1,000,if multiple of$1,000,if
<br /> not already a multiple not already a multiple not already a multiple not already a multiple not already a multiple not already a multiple not already a multiple not already a
<br />multiple
<br /> of$1,000. The of$1,000. The of$1,000. The of$1,000. The of$1,000. The of$1,000. The of$1,000. The of$1,000. The
<br /> maximum amount is maximum amount is maximum amount is maximum amount is maximum amount is maximum amount is maximum amount is maximum amount is
<br /> Life Amount _ $200,000. $200,000. $200,000. $200,000. $200,000. $200,000. $200,000. $200,000.
<br /> Age Reductions Apply 50%at Age 70 ! 50%at Age 70 50%at Age 70 50%at Age 70 50%at Age 70 50%at Age 70 50%at Age 70 50%at Age 70
<br /> Guaranteed Issue $200,000 $200,000 $200,000 $200,000 $200,000 $200,000 $200,000 $200,000
<br /> Suicide Exclusion None None j None None None ! None None None
<br /> Conversion Yes j Yes Yes _ i _Yes Yes Yes Yes _ Yes
<br /> Portability Yes Yes I Yes Yes Yes Yes Yes Yes_
<br /> 75%to$525,000 75%to$525,000
<br /> (applies to all (applies to all
<br /> 75%to$250,000 If
<br /> Living Benefit coverages) coverages) 75% 75%to$150,000 ; 100% Under Age 70 50%to$20,000 801Y.to$200,000
<br /> j If Under Age 65 then
<br /> To Age 70-
<br /> If Under Age 65 then If Under Age 65 then If Under Age 65 then If Under Age 65 then j Terminates at if Under Age 60 then If Under Age 60 then If Under Age 60 then
<br /> Waiver of Premium To Age 70 To Age 70 To Age 70 To Age 70 Retirement To Age 65 To Age 70 To Age 70
<br /> Death Benfit Matches Death Benfit Matches Death Benfit Matches Death Benfit Matches Death Benfit Matches Death Benfit Matches Death Benfit Matches
<br /> Basic Life Amount+ Basic Life Amount+ Basic Life Amount+ Basic Life Amount+ Basic Life Amount+ Basic Life Amount+ Basic Life Amount+
<br /> i
<br /> Seat Belt Benefit; Seat Belt Benefit; Seat Belt Benefit; Seat Belt Benefit; i Seat Belt Benefit; Seat Belt Benefit; Seat Belt Benefit;
<br /> Higher Education Higher Education Higher Education Higher Education Higher Education Higher Education Higher Education
<br /> Benefit;Child Care Benefit;Child Care Benefit;Child Care Benefit;Child Care Benefit;Child Care Benefit;Child Care Benefit;Child Care Death Benfit Matches
<br /> Benefit;Career Benefit;Career Benefit;Career Benefit;Career Benefit;Career Benefit;Career Benefit;Career Basic Life Amount+
<br /> AD&D ! Education Benefit Education Benefit Education Benefit Education Benefit Education Benefit Education Benefit Education Benefit I Seat Belt Benefit
<br /> Rates Per 1,000
<br /> Basic Life $ _ 0200. $ 0.165 $ 0.310 $ _0.168 $ 0.294 $ 0.240 $ 0.2801 $ 0.190
<br /> Basic AD&D $ 0.030 $ 0.030 $_ 0.030 $ 0.030 j $ _ 0.030 $ 0.030 $ 0.0301 $ 0A30
<br /> Total $ 0.230 $ 0.195 $ 0.340 $ 0.198 $ 0.324 $ 0.270 $ 0.3101 $ 0.220
<br /> Rate Guarantee NA 3 Years 3 Years 3 Years 3 Years 2 Years 3 Years 2 Years
<br /> Class 1 All Other Active Members
<br /> Class 2 Active Paramedics
<br />
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