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Ir-- <br /> Indian <br /> r- <br /> Indian River County <br /> Group Life and LTD RFP - 2014034 <br /> Retiree Life <br /> Proposal Review <br /> Standard Insurance <br /> Company Current Standard Insurance <br /> Plan Company Symetra Mutual of Omaha Minnesota Life Florida Combined CIGNA Hartford <br /> I � I <br /> $20,000-For Retirees $20,000-For Retirees 1$20,000-For Retirees 1$20,000-For Retirees $20,000-For Retirees $20,000-For Retirees $20,000-For Retirees $20,000-For Retirees <br /> retiring Since retiring Since retiring Since retiring Since retiring Since retiring Since retiring Since retiring Since <br /> 10/1/2008 or 10/1/2008 Or 10/1/2008 Or 10/1/2008 Or 10/1/2008 Or 10/1/2008 Or 10/1/2008 Or 10/1/2008 Or <br /> Grandfathered Grandfathered Grandfathered Grandfathered Grandfathered Grandfathered Grandfathered Grandfathered <br /> Retirees who retired Retirees who retired Retirees who retired Retirees who retired Retirees who retired Retirees who retired ! Retirees who retired j Retirees who retired <br /> prior to 10/1/2008 prior to 10/1/2008 j prior to 10/1/2008 prior to 10/1/2008 prior to 10/1/2008 prior to 10/1/2008 prior to 10/1/2008 prior to 10/1/2008 <br /> Amounts(per Census Amounts(per Census Amounts(per Census i Amounts(per Census Amounts(per Census Amounts(per Census+Amounts(per Census Amounts(per Census <br /> and Standard and Standard and Standard and Standard and Standard and Standard j and Standard and Standard <br /> Life Amount Amendment 1) Amendment 1) Amendment 1) Amendment 1) Amendment 1) Amendment 1) Amendment 1) Amendment 1) <br /> Age Reductions 50%at age 70 50%at age 70 50%at age 70 50%at age 70 50%at age 70 50%at age 70 50%at age 70 50%at age 70 <br /> Guaranteed Issue $20,000 $20,000 $20,000 $20,000 $20,000 $20,000 $20,000 $20,000 <br /> Suicide Exclusion None None None None None None None None <br /> — N --- --- <br /> Conversion Yes Yes Yes Yes Yes Yes Yes Yes <br /> Living Benefit 75% 75% No 75% No No No No <br /> Rates Per 1,000 <br /> Retiree Life $ 0.2001 $ 0.990 $ 0.310 $ 0.500 $ 0.294 $ 0.240 I $ 0.280 $ 0.190 <br /> Rate Guarantee NA 3 Years 3 Years 3 Years 3 Years 2 Years 3 Years 2 Years <br /> Class 2 Retired Members <br />