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E. Indian River County, and each of its municipalities, are participants in the <br /> National Flood Insurance Program (NFIP). Citizens cannot buy flood <br /> insurance if their local jurisdictional government does not participate in the <br /> program. Communities participate in the Community Rating System (CRS), <br /> which allows communities to have an impact on the rates paid by their <br /> citizens for flood insurance. Communities are classified as Class 1 (most <br /> premium reduction allowed) through Class 10 (no reduction allowed). <br /> Through various flood plain management activities and coordination with <br /> FEMA, Indian River County has lowered its CRS class to 6. The County has <br /> continually supported the federal mitigation efforts that are associated with <br /> the NFIP and the LMS Working Group will continue to involve floodplain <br /> managers/authorities in determining the Special Flood Hazard Area (SFHA) <br /> and repetitive loss areas. Future mitigation efforts will be in an effort to <br /> increase our public outreach ability by dedicating a full page of the BellSouth <br /> telephone directory to flood preparedness. <br /> F. The LMS is a dynamic planning process that results in the development of a <br /> set of prioritized projects and initiatives with the goal of mitigating hazard <br /> impacts. To ensure that the LMS remains current and relevant, it is <br /> important that it be periodically updated. The regular updating process will <br /> occur every five years. Following a declared emergency, there will be an <br /> abbreviated reassessment of the LMS to identify mitigation opportunities that <br /> become apparent as a result of disaster damages (See LMS Figure 7.1 for <br /> an illustration of the process). <br /> G. A description of potential funding sources and how they would be managed <br /> is outlined in Figure C-4 of the LMS. <br /> I. The ultimate objectives of the LMS process are to: <br /> 1. Improve the community's resistance to damage from known natural, <br /> technological and societal hazards; <br /> 2. Place Indian River County in a position to compete more effectively <br /> for pre- and post-disaster mitigation funding; <br /> 3. Reduce the cost of disasters at all levels; and <br /> 4. Speed community recovery when disasters occur. <br /> J. The Indian River County Local Mitigation Strategy was State and FEMA <br /> approved on 8/12/15 and adopted by Resolution#2015-078 by the Board of <br /> County Commissioners on 7/7/15. Indian River County's LMS plan has been <br /> approved for a period of five (5) years and will expire on August 12, 2020. <br /> Indian River County Comprehensive Emergency Management Plan Annex 11 - Page 3 <br />