Laserfiche WebLink
15. "Messenger" means you, or your relative; or <br />any of your partners or "members", or .any <br />"employee" while having care and custody of <br />property outside the "premises". <br />16. "Money" means: <br />a. Currency, coins and bank notes in current <br />use and having a face value; <br />b. Traveler's checks and money orders held <br />for sale to the public; and <br />c. In addition, includes: <br />(1) Under Insuring Agreements A.I. and <br />A.2., deposits in your account at any <br />"financial institution"; and <br />(2) Under Insuring Agreement A.6., <br />deposits in your account at a "financial <br />institution" as defined in Paragraph <br />F.9.b. <br />17. "Occurrence" means: <br />a. Under Insuring Agreement A.1.: <br />(1) An individual act; <br />(2) The combined total of all separate acts <br />whether or not related; or <br />(3) A series of acts whether or not related; <br />committed by an "employee" acting alone <br />or in collusion with other persons, during <br />the Policy Period shown in the <br />Declarations, except as provided under <br />Condition EA X or E.1.1. <br />b. Under Insuring Agreement A.2.: <br />(1) An individual act; <br />(2) The combined total of all separate acts <br />whether or.not related; or <br />(3) A series of acts whether or not related; <br />committed by a person acting alone or in <br />collusion with other persons, involving one <br />or more instruments, during the Policy <br />Period shown in the Declarations, except as <br />provided under Condition E.1.k. or E.I.I. <br />c. Under all other Insuring Agreements: <br />(1) An individual act or event; <br />(2) The combined total of all separate acts <br />or events whether or not related; or <br />(3) A series of acts or events whether or not <br />related; <br />committed by a person acting alone or in <br />collusion with other persons, or not <br />committed by any person, during the Policy <br />Period shown in the Declarations, except as <br />provided under Condition E.1.k. or E.I.I. <br />18. "Other property" means any tangible property <br />other than "money" and "securities" that has <br />intrinsic value. "Other property" does not <br />include "computer programs", "electronic data" <br />or any property specifically excluded under this <br />insurance. <br />19. "Premises" means the interior of that portion of <br />any building you occupy in conducting your <br />business. <br />20. "Robbery" means the unlawful taking of <br />property from the care and custody of a person <br />by one who has: <br />a. Caused or threatened to cause that person. <br />bodily harm; or <br />b. Committed an obviously unlawful act <br />witnessed by that person. <br />21. "Safe burglary" means the unlawful taking of: <br />a. Property from within a locked safe or vault <br />by a person unlawfully entering the safe or <br />vault as evidenced by marks of forcible <br />entry upon its exterior; or <br />b. A safe or vault from inside the "premises". <br />22. "Securities" means negotiable and <br />nonnegotiable instruments or contracts <br />representing either "money" or property and <br />includes: <br />a. Tokens, tickets, revenue and other stamps <br />(whether represented by actual stamps or <br />unused value in a meter) in current use; <br />and <br />b. Evidences of debt issued in connection with <br />credit or charge cards, which cards are not <br />issued by you; <br />but does not include "money". <br />23. "Theft" means the unlawful taking of property to <br />the deprivation of the Insured. <br />24. "Transfer account" means an account <br />maintained by you at a "financial institution" <br />from which you can initiate the transfer, <br />payment or delivery of "money" or "securities" <br />a. By means of computer, telefacsimile, <br />telephone or other electronic instructions; or <br />b. By means of written instructions (other than <br />those covered under Insuring Agreement <br />A.2.) establishing the conditions under <br />which such transfers are to be initiated by <br />such "financial institution" through an <br />electronic funds transfer system. <br />25. "Watchperson" means any person you retain <br />specifically to have care and custody of <br />property inside the "premises" and who has no <br />other duties. <br />163 <br />CR 00 21 11 15 © Insurance Services Office, Inc., 2015 Page 15 of 15 <br />