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4.7.2 General Liability Insurance. Such insurance shall be no more restrictive than that <br />provided by the most recent version of standard Commercial General Liability Form (ISO <br />Form CG 00 01) as filed for use in the State of Florida without any restrictive endorsements <br />other than those required by ISO or the State of Florida those described below. The coverage <br />may include restrictive endorsements which exclude coverage for liability arising out of: <br />• Mold, fungus, or bacteria <br />• Terrorism <br />• Sexual Molestation <br />The minimum limits (inclusive of amounts provided by an umbrella or excess policy) shall be: <br />$ 2,000,000 <br />$ 2,000,000 <br />$ 1,000,000 <br />$ 1,000,000 <br />General Aggregate <br />Products/Completed Operations Aggregate <br />Personal and Advertising Injury <br />Each Occurrence <br />IRC and its members, officers, employees, and agents shall be included as an additional <br />insured on a form no more restrictive than the most recent version of ISO Form CG 20 10 <br />(Additional Insured - Owners, Lessees, or Contractors). <br />4.7.3 Automobile Liability Insurance. Such insurance shall be no more restrictive than <br />that provided by Section II (Liability Coverage) of the most recent version of standard <br />Business Auto Policy (ISO Form CA 00 01) without any restrictive endorsements, including <br />coverage for liability contractually assumed, and shall cover all owned, non -owned, and hired <br />autos used in connection with the performance of the Agreement. The minimum limits <br />(inclusive of any amounts provided by an umbrella or excess policy) shall be: <br />$ 1,000,000 Each Occurrence - Bodily Injury and Property <br />Damage Combined <br />4.7.4 Professional Liability Insurance. Such insurance shall be on a form acceptable to <br />IRC and shall cover TPA for those sources of liability arising out of the rendering or failure to <br />render professional services in the performance of the services required in the Agreement <br />including any hold harmless and/or indemnification agreement. Coverage must either be on an <br />occurrence basis; or, if on a claims -made basis, the coverage must respond to all claims <br />reported within three years following the period for which coverage is required and which <br />would have been covered had the coverage been on an occurrence basis. The minimum limits <br />(inclusive of any amounts provided by an umbrella or excess policy) shall be: <br />$ 3,000,000 Each Claim/Annual Aggregate <br />91 <br />