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our income is directly derived from the fees we charge our clients. All income we receive as <br />the result of or in connection with our services to a client will appear on our invoice to that <br />client. We adhere to a strict code of ethics and do not accept gifts, trips, prizes or anything <br />else of any value from vendors. <br />In short, we serve only you, our client. This approach assures our clients that: Siver never has <br />any vested interest in anything other than our clients' best interests, and that they may rely on <br />our objective recommendations. <br />Expertise and Experience <br />If we are retained, the following team of our professional staff would perform most of the <br />services: <br />George Erickson JD, CPCU, LLM <br />Kathy Gordon ARM, AAI <br />Kathy V. Doak ARM, AAI <br />Laura M. Rybka JD <br />Florida government experience. In the course of their careers with Siver, the consulting <br />team has provided services for over 100 Florida governments. Although we are not in the <br />practice of law, the members of the consulting team have had substantial experience in <br />assisting in the negotiation and evaluation of property and casualty insurance for our clients. <br />Please let us know if you would like references. <br />CLOSING <br />We appreciate the opportunity to provide the County with this proposal and description of <br />our firm. If you have any questions or need any additional information regarding our firm or <br />any of the information contained in this letter, please let us know. <br />Respectfully, <br />SIVER INSURANCE CONSULTANTS <br />§"o <br />Kathy Gordon, ARM, AAI <br />Vice: President <br />17 <br />