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A TRUE COPY CERTIFICATION ON LAST PAGE CardCo2305 CONFIRMATION PROCESSOR INFORMATION: Name: CardConnect LLC ---1 Address: 1000 Continental Drive, Suite 300, King of Prussia, PA 19406 URL: Customer Service #: www.cardconnect.com ( 1-877-828-0720 Please read the Program Guide in its entirety. It describes the terms under which we will provide merchant processing Services to you. From time to time you may have questions regarding the contents of your Agreement with Bank and/or Processor or the contents of your Agreement with TeleCheck.The following information summarizes portions of your Agreement in order to assist you in answering some of the questions we are most commonly asked. 1. Your Discount Rates are assessed on transactions that qualify for certain reduced interchange rates imposed by Mastercard, Visa, Discover and PayPal. Any transactions that fail to qualify for these reduced rates will be charged an additional fee (see Section 25 of the Program Guide). 2. We may debit your bank account (also referred to as your Settlement Account) from time to time for amounts owed to us under the Agreement. 3. There are many reasons why a Chargeback may occur. When they occur we will debit your settlement funds or Settlement Account. For a more detailed discussion regarding Chargebacks see Section 14 of the Your Payments Acceptance Guide or see the applicable provisions of the TeleCheck Solutions Agreement, 4. If you dispute any charge or funding, you must notify us within 60 days of the date of the statement where the charge or funding appears for Card Processing or within 30 days of the date of a TeleCheck transaction. 5. The Agreement limits our liability to you. For a detailed description of the limitation of liability see Section 27, 37.3, and 39.10 of the Card General Terms; or Section 17 of the TeleCheck Solutions Agreement, 6. We have assumed certain risks by agreeing to provide you with Card processing or check services. Accordingly, we may take certain actions to mitigate our risk, including termination of the Agreement, and/or hold monies otherwise payable to you (see Card Processing General Terms in Section 30, Term; Events of Default and Section 31, Reserve Account; Security Interest), (see TeleCheck Solutions Agreement in Section 7), under certain circumstances. 7. By executing this Agreement with us you are authorizing us and our Affiliates to obtain financial and credit information regarding your business and the signers and guarantors of the Agreement until all your obligations to us and our Affiliates are satisfied. 8. The Agreement contains a provision that in the event you terminate the Agreement prior to the expiration of your initial three (3) year term, you will be responsible for the payment of an early termination fee as set forth in Part IV, A. 3 under "Additional Fee Information" and Section 16.2 of the TeleCheck Solutions Agreement. 9, Card Organization Disclosure Visa and Mastercard Member Bank Information: Wells Fargo Bank, N.A. The Bank's mailing address is P.O. Box 6079, Concord, CA 94524, and its phone number is 1-844-284-6843. Important Member Bank Responsibilities: Important Merchant Responsibilities: a. The Bank is the only entity approved to extend acceptance of Visa and a. Ensure compliance with Cardholder data security and storage requirements. Mastercard products directly to a merchant. b. Maintain fraud and Chargebacks below Card Organization thresholds. b. The Bank must be a principal (signer) to the Agreement. c. Review and understand the terms of the Merchant Agreement. c. The Bank is responsible for educating merchants on pertinent Visa and d. Comply with Card Organization Rules and applicable law and regulations. Mastercard rules with which merchants must comply; but this information may be provided to you by Processor. e. Retain a signed copy of this Disclosure Page. d. The Bank is responsible for and must provide settlement funds to the merchant. f. You may download "Visa Regulations" from Visa's website at: https://usa.visa. e. The Bank is responsible for all funds held in reserve that are derived from com/dam/VCOM/download/about-visa/visa-rules-public pdf settlement. g You may download "Mastercard Regulations' from Mastercard's website at: f. The Bank is the ultimate authority should a merchant have any problems with www mastercard us/content/dam/mccom/global/document /ma t r and -r I Rd Visa or Mastercard products (however, Processor also will assist you with any such problems). -f. h. You may download "American Express Merchant Operating Guide" from American Express' website at: www.americanexpress,com/us/merchan. Print Client's Business Leg Indian River County Name: By its signature below, Client acknowledges that it has received the Merchant Processing Application, Program Terms and Conditions [version CardCo23051 consisting of 46 pages [including this Confirmation Page and the applicable Third Party Agreement(s)]. Client further acknowledges reading and agreeing to all terms in the Program Terms and Conditions. Upon receipt of a signed facsimile or original of this Confirmation Page by us, Client's Application will be processed. NO ALTERATIONS OR STRIKE -OUTS TO THE PROGRAM TERMS AND CONDITIONS WILL BE ACCEPTED. Client's Business Principal: Signature (Please sign below) Title Date Please Print Name of Signer