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Below is a table that reflects a delinquent water and sewer account and the two payment options. <br />Description <br />Service Availability <br />Penalties & <br />Total Owed <br />Charges <br />Interest <br />Collected <br />Current Balance Water <br />$3,906.89 <br />$10,317.74 <br />$14,224.63 <br />and Sewer Account <br />Description <br />Service Availability <br />Penalties & <br />Potential Total <br />Charges <br />Interest <br />Collected <br />Option 1 Payments — <br />$3,906.89 <br />$ 0.00 <br />$ 3,906.89 <br />90 days <br />.1 1Option <br />2 Payments — <br />$3,906.89 <br />$ 1,031.78 <br />$ 4,938.67 <br />12 Months <br />Impact Fee Loans <br />1. Establish a ninety -day time period during which the County will waive all penalties and interest on <br />any expired impact fee loan accounts. Credit will be given for any principle payments made to date. <br />2. Establish a twelve-month period during which the County will waive ninety percent of all penalties <br />and interest on any past -due impact fee loan accounts. The principle balance will stay intact. Credit <br />will be given for any principle payments made to date. <br />3. Establish a policy going forward to avoid liens exceeding five years old, such that at the 48 -month <br />mark .when a loan is delinquent, staff notifies the customer of the possibility of the pending <br />foreclosure. The Director of Utility Services or his designee would then have authority to make a <br />settlement offer. The settlement offer should never be for less than the remaining principle balance <br />on the loan. If the customer does not take the settlement offer, the County will move forward to <br />perfect the lien. <br />4. Direct staff to permanently disconnect any properties from the system if the impact fee loan is not <br />settled and to work with the County Attorney's office to perfect the lien. <br />Assessments <br />1. Establish a ninety -day time period during which time only penalties and interest that have accrued <br />beyond the original term of the assessment will be waived. This is to ensure that no one who has an <br />expired assessment account pays less than those customers who made their assessment payments <br />during the original assessment loan period. Credit will be given for any principle payments made to <br />date. <br />2. Establish a twelve-month period during which time seventy-five percent of the penalties and <br />interest that have accrued beyond the original term of the assessment will be waived. This is to <br />ensure that no one who has an expired assessment account pays less than those customers who <br />made their assessment payments during the original assessment loan period. Credit will be given for <br />any principle payments made to date. <br />45 <br />