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First-time Homebuyer Definition: For any strategies designed for first-time homebuyers, <br />the following definition will apply: An individual who has had no ownership in a principal <br />residence during the 3 -year period ending on the date of purchase of the property. This <br />includes a spouse (if either meets the above test, they are considered first-time <br />homebuyers). A single parent who has only owned a home with a former spouse while <br />married. An individual who is a displaced homemaker and has only owned with a spouse. An <br />individual who has only owned a principal residence not permanently affixed to a <br />permanent foundation in accordance with applicable regulations. An individual who has <br />only owned a property that was not in compliance with state, local or model building codes <br />and which cannot be brought into compliance for less than the cost of constructing a <br />permanent structure. <br />S. Project Delivery Costs: In addition to the administrative costs listed above, the county will <br />charge a reasonable project delivery cost associated with Owner Occupied Rehabilitation <br />Loans, not to exceed $2,750.00 (flat fee) to cover inspection services, preparation of work <br />write-ups, and construction inspections performed by non -county employees for <br />rehabilitation projects. Since the county Building Division is set as an enterprise fund, if <br />SHIP utilizes a building inspector, SHIP must reimburse the Building Division for the building <br />inspector's time. For all loans, housing delivery cost will also include but not be limited to <br />recording fees, documentary stamp tax fees, credit report fees, title search fees, partial <br />satisfaction of mortgage recording fees, and counseling fees. These fees will be included in <br />the amount of the recorded mortgage and note. <br />T. Essential Service Personnel Definition (ESP): ESP includes teachers and educators, other <br />school district, community college, and university employees, police and fire personnel, <br />health care personnel, and skilled building trades personnel. <br />U. Green Building: The county will, when economically feasible as . determined by cost <br />comparison by the assigned housing inspector, employ the following Green Building <br />requirements on rehabilitation repairs, emergency repairs, and new construction: <br />1. Low or No-VOC paint for all interior walls (Low-VOC means 50 grams per liter or less for <br />flat paint; 150 grams per liter or less for non -flat paint); <br />2. Low -flow water fixtures in bath rooms—WaterSense labeled products or the following <br />specifications: <br />a. Toilets: 1.6 gallons/flush or less; <br />b. Faucets: 1.5 gallons/minute or less; and <br />c. Showerheads: 2.2 gallons/minute or less. <br />3. Energy Star qualified refrigerator (for new construction); <br />4. Energy Star qualified dishwasher (for new construction); <br />5. Energy Star qualified washing machine (for new construction) if provided in units; <br />6. Energy Star qualified exhaust fans in all bathrooms; and <br />7. Air conditioning: Minimum SEER of 14 (or higher if required by code). <br />10 <br />