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• do• Martin County Sheriff's Office I Employee Benefit Highlights I 2020-2021 ao\ Introduction ,e,o�,, 0 0`.F s°'�fi, =-0 The Martin County Sheriff's Office provides group insurance benefits to eligible employees.The Employee Benefit Highlights � ;=` AT Booklet provides a general summary of the benefit options as a convenient reference.Please refer to the Sheriff's Office Personnel ''I�9.,oc�, Policies and/or Certificates of Coverage for detailed descriptions of all available employee benefit programs and stipulationsif therein.therein.If employee requires further explanation or needs assistance regarding claims processing,please refer to the customer o 0 service phone numbers under each benefit description heading or contact Human Resources. Group Insurance Eligibility Dependent Age Requirements °clew The Sheriffl5 O44e grout Insurance clan Medical Coverage:A dependent child may be covered through the end of the calendar year in which the child turns age 26. An over- 01 year 15 October I through September 30. age dependent may continue to be covered on the medical plan to the end of the calendar year in which the child reaches age 30,if the dependent meets the following requirements: Employee Eligibility • Unmarried with no dependents;and Employees are eligible to participate in the Sheriff's Office insurance plans if • A Florida resident,or full-time or part-time student;and they are full-time employees working a minimum of 30 hours per week. • Otherwise uninsured;and Coverage will be effective the first of the month following date of hire.For • Not entitled to Medicare benefits under Title XVIII of the example, if employee is hired on January 11, then the effective date of Social Security Act,unless the child is disabled. coverage will be February 1. Dental Coverage:A dependent child may be covered through the end of the calendar year in which the child turns age 26 if the child is Separation of Employment primarily dependent on the employee for support. If employee separates employment from the Sheriff's Office, insurance will Vision Coverage:A dependent child may be covered through the continue through the end of month in which separation occurred. COBRA , end of the calendar year in which the child turns age 26 if the child is continuation of coverage may be available as applicable by law. primarily dependent on the employee for support. Dependent Eligibility Life Insurance:A dependent child may be covered through age 20; A dependent is defined as the legal spouse and/or dependent child(ren)of the or may be extended through age 24 if the dependent is a full-time participant or spouse.The term"child"includes any of the following: student. • A natural child • A stepchild • A legally adopted child Please see Taxable Dependents if covering eligible over-age dependents. • A newborn child(up to the age of 18 months)of a covered dependent(Florida) Disabled Dependents • A child for whom legal guardianship has been awarded to the Coverage for a dependent child may be continued beyond age 26 if: participant or the participant's spouse • The dependent is physically or mentally disabled and incapable of self-sustaining employment(prior to age 26);and • Primarily dependent upon the employee for support;and • The dependent is otherwise eligible for coverage under the group medical plan;and • The dependent has been continuously insured. Proof of disability will be required upon request. Please contact Human Resources if further clarification is needed. 110 1 ©2016,Gehring Group,Inc.,All Rights Reserved