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02/18/2021 (2)
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02/18/2021 (2)
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6/11/2021 4:53:13 PM
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Meetings
Meeting Type
BCC Special Called Workshop
Document Type
Agenda Packet
Meeting Date
02/18/2021
Meeting Body
Board of County Commissioners
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1.0.00 Martin County Board of County Commissioners I Employee Benefit Highlights 12021 <br /> Health Reimbursement Account <br /> Questions and answers regarding a Health Reimbursement Account(HRA)have been provided below and on the following page to help employees understand how an <br /> HRA works in conjunction with their Insurance plans. <br /> Employees who enroll in the medical plan automatically will receive a Health Reimbursement Account(HRA)funded by the County.HRA funds can be used for qualified <br /> medical,dental,and vision expenses.The HRA provides tax-free funds to cover expenses not paid by the employee's medical,dental,and vision insurance plans. <br /> Employee Only:$470 Employee+Family:$940 <br /> How are the funds accessed? How do I check the balance on my card? <br /> There are two convenient ways to access the HRA funds: If employee is currently enrolled in the BlueOptions Plan, employee may <br /> ✓ BenefitsWorkshop Debit MasterCard;and obtain their HRA balance or check on the status of charges by contacting <br /> ✓ Manually submit receipts for reimbursements.If this option is selected, BenefitsWorkshop's Customer Service at(888)537-3539 or by logging on to <br /> employee must pay for their expenses out-of-pocket and then www.benefitsworkshop.com/martincounty. <br /> submit a reimbursement request form along with the appropriate What are the BenefitsWorkshop debit card advantages? <br /> documentation to BenefitsWorkshop. The reimbursement request <br /> form can be found on Bentek's EBC or on BenefitsWorkshop's website ✓ Eliminates the need to pre pay an expense <br /> www.benefitsworkshop.com/martincounty. ✓ Eliminates waiting for reimbursement <br /> ✓ Eliminates paperwork on most copays <br /> What is a BenefitsWorkshop Debit Card? ✓ Allows online access to account information <br /> For those enrolling in the medical plan for the first time,employees will be <br /> mailed a debit card along with materials explaining how to use the card. I am enrolled in the BlueOptions Plan. What happens to <br /> The BenefitsWorkshop debit card allows immediate access to account funds my unused HRA funds at the end of the Plan Year? <br /> for eligible expenses at approved providers that accept MasterCard. When If employee continues coverage in the BlueOptions Plan,any remaining HRA <br /> employee has an eligible expense,simply swipe the card and the funds are balance will be added to their new Plan Year HRA funding. <br /> automatically deducted from their account(up to the available balance). If <br /> purchasing other items or services,employee should use a different payment What happens to my unused HRA funds if I discontinue <br /> method for those expenses. For example, if paying for a prescription and participation in the medical plan, separate employment <br /> buying a gallon of milk at the pharmacy,employee should only use the debit or retire from the County? <br /> card for the prescription portion of expense.There will be a$5.00 charge to <br /> replace lost,stolen or damaged cards. Employees benefits under the HRA will generally cease,meaning that expenses <br /> incurred after they are no longer a participant will not be reimbursed.The HRA <br /> If I use the BenefitsWorkshop debit card,do I still submit debit card will be deactivated effective the last day of employment,but an <br /> my receipts? employee will have access to their HRA Funds through the end of the month in <br /> Certain expenses, including copayments paid at provider offices or which they terminate employment.If employee retires and elects to continue <br /> pharmacies, may be processed without further action on the employee's coverage under the retiree medical/dental plan,they will have access to the <br /> part. All other expenses must be documented with a receipt, bill or HRA funds through the end of the plan year in which they retire.However,if <br /> insurance statement (Explanation of Benefits) that includes the name employee has been insured under the BlueOptions medical plan for six(6)full <br /> of the service provider, name of patient, date of service, the nature of plan years(January 1 to December 31),the HRA balance(if any)is vested.In <br /> the service, items purchased, and the amount of the expense. Debit card this case,any unused funds will roll into a Retirement Health Savings(RHS) <br /> receipt are not acceptable.The documentation should be mailed or faxed account administered by ICMA.If employee meets the vesting criteria and are <br /> to BenefitsWorkshop within ten days of the transaction,along with an HRA separating employment,please contact the Benefits Specialist to discuss the <br /> Expense Documentation form available on Bentek or on BenefitsWorkshop's HRA/RHS transition process. <br /> website www.benefitsworkshop.com/martincounty. Failure to provide <br /> adequate documentation in a timely manner could result in the suspension <br /> of their account,the deduction of the ineligible amount from their account, <br /> and other actions as BenefitsWorkshop and the employer deem appropriate. <br /> 93 <br /> 11 <br /> ©2016,Gehring Group,Inc.,All Rights Reserved <br />
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