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40 40 According to Speciaf Provisions Section N., The Gehring Group holds harmless the County and representatives thereof from all suites, actions, or claims of any kind brought on account of any injuries or damages sustained by any person or property in consequence of any neglect in safeguarding contract work, or on account of any act or omission by the consultant or its employee, or from any claims or amount arising or uncovered under any law, by -taw, ordinance, regulation, or decree. Approach taken and methods to be used: All reputable agenticonsulting firms should be able to provide the basic requirements of this bid. However, The Gehring Group strives to separate ourselves from our competition. We encourage the County to contact our references because we are confident that they will emphasize the outstanding service The Gehring Group provides on a daily basis. Service is the cornerstone of what we provide as consultants. We strive to be the best in this area. The Gehring Group has extensive experience in the public sector market coordinating health, vision, life, dental, disability and various other insurance programs; therefore, we are confident. that our services will meet and exceed the expectations and goals of the County. The first step of the approach requires The Gehring Group to make recommendations concerning which options should be evaluated in an effort to save the client money or provide a more comprehensive benefit program. Once an agreement has been reached as to what programs are to be evaluated, we then formulate a Request for Proposal package containing the complete history of the client in addition to the programs to be quoted. We then submit the names and addresses of those companies which we feel could competitively bid on the requested programs. A list of the companies we have previously solicited and their A.M. Best ratings are located in Exhibit It. We will also solicit proposals from various third party administrators. Upon receiving the proposals, the Gehring Group's top priority involving the evaluation of health, life, dental, disability, and other coverages is to simplify bids so that the information needed in order to make an educated decision is presented in a clear, precise manner. The Criteria used when evaluating proposals are as follows 1. Company must provide verification that all of the services requested can be provided. 2. Financial rating of the company must be acceptable to the client. 3. Rates and schedules of benefits of proposers are considered. 4. Network of providers is compared to current network. 5. References are then considered. & Positives and negatives are presented. f. Recommendation proposed. Proiect transition schedule and schedule of deliverables: Exhibit I displays a Projected Schedule for the 'Request for Proposal process. Kurt Gehring, KlIf Gehring and Cindy Pinder will be involved throughout the process of formulating the RFP, submitting it to the market, negotiating with carriers, etc., until the recommendation has been made. Upon approval of the recommendation, The Gehring Group will be available to aid the 1'?,' 1-:1 171 `