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PAGE 89 GOP Number GOP Language Recommended Action Comments/Rationale Policy 4.6: The county shall maintain its affordable housing partnership with financial institutions for leveraging State Housing Initiatives Partnership Program (SHIP) funds. Keep / Consolidate Determine the extent of relationship(s) and how it impacts SHIP fund leveraging. Consider consolidating or removing policy if relevance has decreased. Policy 4.7: The county shall encourage increased home ownership by providing downpayment/closing cost loan assistance to eligible very low income, low income, and moderate-income households through the county’s local housing assistance program. No Change Policy 4.8: The county shall utilize all appropriate federal, and state subsidy programs for provision of affordable housing within the county by supporting private developers who are applying for funding from programs such as the Low -Income Housing Tax Credit Program. No Change Policy 4.9: The county shall require all applicants for downpayment/closing cost loan assistance from the Indian River County Local Housing Assistance Program to attend a homebuyers’ educational program workshop as a prerequisite for getting a loan. The homebuyers’ educational program provides useful information to people wanting to buy their own home. Typical subjects presented are as follows: • Preparing for homeownership (including budgeting, saving, etc.) • Shopping for a home • Obtaining a mortgage (qualifying, processing, etc.) • Understanding mortgages and the closing process • Life as a homeowner (includes maintenance and responsibilities) • Credit and credit reports No Change Policy 4.10: The county shall assist non-profit housing organizations in establishing Community Land Trusts (CLT) by providing technical support to those organizations. Consolidate Consolidate 4.10 and 4.11 into one policy Policy 4.11: The county shall assist non-profit organizations in establishing Community Development Corporations (CDC) by providing technical support to those organizations. Consolidate Consolidate 4.10 and 4.11 into one policy Policy 4.12: The county shall assist employers with establishing employer assisted housing projects by providing technical support to those employers. Keep or Remove Not strictly required by statute. The County should determine whether this effort is ongoing. Remove policy if not. Policy 4.13: The county shall create a new private/public housing trust fund. Remove Upon review, County Staff suggest removal of this policy. Objective 5 By 2020, the county, through assessment process or grants, will have provided paved roads, drainage facilities, and/or centralized water systems to at least 5 additional existing subdivisions currently without sufficient infrastructure. Revise Remove year and reference to five (5) subdivisions. Make language more general. Policy 5.1: The county shall apply for federal and state funding such as the Small Cities Community Development Block Grant (CDBG) funds to provide necessary improvements to neighborhoods with existing infrastructure deficiencies. No Change Policy 5.2: The county shall send a memorandum to property owners of subdivisions lacking infrastructure to inform them of opportunities for obtaining infrastructure improvements to existing neighborhoods. Remove Difficult to implement and not ongoing. Policy 5.3: The county shall offer more flexible petition paving requirements for neighborhoods where at least 50 percent of residents are very low- and low-income households. Keep or Remove Good policy supporting lower income neighborhoods without burdensome standards. Confirm with Engineering if this is ongoing. Remove policy if it is not. Objective 6 By 2020, The County will have sufficient lands in residential areas to accommodate group homes and care facilities and will have at least 1,215 beds in group homes and care facilities. Revise Remove target year and make language more generalized to remove specificity of exact number of beds. Policy 6.1: Indian River County shall require group homes and care facilities applicants to obtain appropriate permits from the State Department of Children and Families. No Change