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modification of any stipulated insurance. Such notice shall be by certified mail, return receipt requested, and addressed to the Risk Manager. a) Commercial General Liability. Tenant shall have commercial general liability coverage and shall be per occurrence Combined Single Limit for Bodily Injury and Property Damage including Premises and Operations. The minimum limit of liability for the Premises shall be $300,000. The policy shall be written by a carrier licensed to do business in Florida and have a rating of A+VII or better per A.M. Best's Key Rating Guide. b) Workers' Compensation. Tenant is required by law to maintain workers' compensation insurance Tenant shall, at least ten (10) days prior to the commencement of operations under this agreement, provide to the Landlord a certificate of workers' compensation insurance, including employer's liability, with a reputable insurance company authorized to issue insurance policies in the State of Florida, subject to approval by Landlord's Risk Manager, with a limit of $100,000 per accident, $500,000 disease (policy limit), and $100,000 disease (each employee) in compliance with all state and federal laws.. Tenant shall provide to the Landlord at least thirty (30) days' written notice by registered mail, return receipt requested, addressed to Landlord's Risk Manager, prior to cancellation or modification of any required insurance. Tenant shall cause any contractor or subcontractor performing any work on the Leased Premises to provide to Landlord certificates of insurance under the same conditions and with the same policy limits as required of the Tenant. In light of the extended term of this Lease Agreement, Landlord shall have the right at any time upon reasonable notice to Tenant to increase, modify or otherwise change the insurance requirements as set forth in this paragraph, provided that such revised requirements are consistent with the requirements then being imposed by the Landlord upon other users or tenants of Landlord's properties. 11. Indemnity Tenant agrees to indemnify and hold harmless the Landlord, together with its agents, engineers, employees, officers, elected officials and representatives, from liabilities, damages, losses, and costs, including but not limited to, reasonable attorney's fees, to the extent caused by a breach of this Agreement or third party claims, judgments, and expenses to persons or property that may arise, directly or indirectly, from any negligent, reckless, or intentional act or omission of Tenant and persons employed or utilized by the Tenant. This indemnification and hold harmless provision shall survive the termination or expiration of this Agreement. 12. Repair for Damage. Tenant shall repair, cause the repair, or reimburse the Landlord for the repair of, any damage to Landlord's property caused by Tenant or Tenant's employees, guests, invitees, licensees, or permittees. 4