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INDIAN RIVER COUNTY <br />IN FLORIDAIOUT-0F FLORIDA <br />OPTIONS AVilk] T E <br />L ADD - 815 Offlce visit Co -pay for 16 Out -of -Florida Retirees Participants <br />(Current Benefits - 8200 deductible, 80% Co-insurance, no balance <br />billing for PPC Providers) <br />• Members treated differently by location by omitting deductible to <br />Out-ot=State PPC Providers <br />• Florida Retirees and Employees will not have the same benefits <br />Non -PPC Providers - subject to $300 deductible, 60016 Co-insumce <br />• Inascaso Exposuro is $118S.00 per Member x 16 participants — $18,960 <br />Annual Exposure <br />IL ADD - $15 Office visit for all Ont -of -Florida PPC Providers <br />• All Members treated equally by locations <br />• i3ighent coat to County (Iadamnity typo plan) <br />- 3% increase is Aggregate Liability factor <br />- (293.28 to 302.08) Claims <br />8.80 x 1295 m $11.396 x 12 - mon tbly exposures <br />or 136,752 amwal exposure <br />• Underwriter's Consideration <br />- 4500 Par i4ants <br />- Students away at school <br />- Separate Faadly Members Outside -of -Florida <br />- COBRA recipients Outside -of -Florida <br />- Employee Traveling Ouuid"f-Florida <br />111. LEAVE BENEFITS AS THEY WERE QUOTED <br />• All Members treated equally as far as a deductible exposure <br />• Benefits determined by Point of Service Coat= <br />• Benefits matched previous Acordia Plan per A.F.P. <br />• Lowest cost to County <br />MAY 20, 1997 <br />80 <br />W <br />bcnv 10 PAGE blu <br />