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F, <br />(b) Committing any act of fraud, misrepresentation, deceit, or gross <br />negligence, regardless of reliance by or damage to a borrower, or any illegal activity in <br />connection with a title loan transaction under this Ordinance. <br />(c) Fraudulently misrepresenting, circumventing or concealing any matter <br />required to be stated or furnished to a borrower pursuant to this Ordinance. <br />(d) Willful imposition of illegal charges in any title loan transaction. <br />(e) Engaging in false, deceptive, or misleading advertising. <br />(f) Failing to maintain, preserve and keep available for examination, all <br />books, accounts, or other documents required by this Ordinance, resolution of the <br />Commission, state or federal law, or any agreement entered into with the Department. <br />(g) Aiding, abetting, or conspiring with another person to circumvent or <br />violate any of the requirements of this Ordinance, or the requirements of any state or federal <br />law regulating title loan lenders. <br />(h) Refusing to permit inspection of books or records in an investigation or <br />examination by the Department or refusal to comply with a subpoena issued by the <br />Department. <br />lender. <br />(iJ Engaging in criminal conduct in the course of business as a title loan <br />G) Knowingly entering into a title loan agreement with a person under the <br />age of 18 years. <br />(k) Making any agreement that requires or allows for the personal liability <br />of the borrower or the waiver of any of the provisions of this Ordinance. <br />(l) Knowingly entering into a title loan agreement with any person who is <br />under the influence of drugs or alcohol when such condition is visible or apparent, or with <br />any person using a name other than his own name or the registered name of his business. <br />SEPTEMBER 28, 1999 <br />-124- <br />• <br />_I <br />