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TABLE 4 NUMBER AND PERCENTAGE OF HOUSEHOLDS WITH INCOMES LESS THAN 535,000 PAYING MORE THAN 30% OF THEIR INCOME FOR HOUSING COSTS Source: University of Honda. Shimberg Center for Affordable Housing Table 4 identifies the housing cost burden among very low and low income households. Even though the affordability problem exists in both owner occupied and renter occupied households, there are more affordability problems among renter occupied households than among owner occupied households. Overall, more than 18% of the owner occupied households are paying over 30% of their income for housing cost. For renter occupied households this percentage is over 43%. While there is a significant difference between the factored census figures of low and very low income households with affordability problems and the Shimberg Centers estimates, the important fact is that each source indicates a significant housing affordability problem. In the near future, 2000 census data will provide more reliable information. ° Homeless Households According to the Indian River County Continuum of Care planning office, there are currently about 328 homeless families in the county. Often an unrecognized component of the affordable housing problem. the homeless represent the most extreme example of housing problems. • ° Sub -standard Housing Units and Overcrowded Conditions According to the 1990 Census. 622 of the county's housing units (1.4% of the total) were considered to be sub -standard in 1990. These were units that lacked plumbing facilities (206) and lacked heating facilities (456) Also, 1,016 households in 1990 were living in overcrowded conditions. Overcrowded units are defined as units having 1.01 or more persons per room. Using the census definition of sub -standard housing significantly underestimates the number of sub- standard housing units in the county. Based upon various projects undertaken by staff. including the Gifford Small Area Plan existing conditions inventory, community development block gram work in Wabasso, general code enforcement, and others. there appear to be more sub -standard units than reflected by the census data. ° People Living Outside of Indian River County Even though there are no statistical data on the number of low and very low income people who work in Indian River County but cannot afford to live in the county. these people exist and contribute to overall affordable housing demand. These people usually live in St. Lucie County or Brevard County and commute to work. February 13, 2001 100 BK 1 1 7 PG 1 12 2000 Total # of Owner Households 34.823 Total # of Renter households 11.514 # of Owner households paying more than 30% of their income for housing costs 6420 % of Owner households paying more than 30% of their income for housing costs 18.43% # of Renter households paving more than 30% of their income for housing costs 4.971 of Renter households paving more than 30% of their income for housing costs 43.17% Source: University of Honda. Shimberg Center for Affordable Housing Table 4 identifies the housing cost burden among very low and low income households. Even though the affordability problem exists in both owner occupied and renter occupied households, there are more affordability problems among renter occupied households than among owner occupied households. Overall, more than 18% of the owner occupied households are paying over 30% of their income for housing cost. For renter occupied households this percentage is over 43%. While there is a significant difference between the factored census figures of low and very low income households with affordability problems and the Shimberg Centers estimates, the important fact is that each source indicates a significant housing affordability problem. In the near future, 2000 census data will provide more reliable information. ° Homeless Households According to the Indian River County Continuum of Care planning office, there are currently about 328 homeless families in the county. Often an unrecognized component of the affordable housing problem. the homeless represent the most extreme example of housing problems. • ° Sub -standard Housing Units and Overcrowded Conditions According to the 1990 Census. 622 of the county's housing units (1.4% of the total) were considered to be sub -standard in 1990. These were units that lacked plumbing facilities (206) and lacked heating facilities (456) Also, 1,016 households in 1990 were living in overcrowded conditions. Overcrowded units are defined as units having 1.01 or more persons per room. Using the census definition of sub -standard housing significantly underestimates the number of sub- standard housing units in the county. Based upon various projects undertaken by staff. including the Gifford Small Area Plan existing conditions inventory, community development block gram work in Wabasso, general code enforcement, and others. there appear to be more sub -standard units than reflected by the census data. ° People Living Outside of Indian River County Even though there are no statistical data on the number of low and very low income people who work in Indian River County but cannot afford to live in the county. these people exist and contribute to overall affordable housing demand. These people usually live in St. Lucie County or Brevard County and commute to work. February 13, 2001 100 BK 1 1 7 PG 1 12