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9 . 7-2 Such summary financial information as will present an accurate <br /> representation of the financial results of the Corporation during the previous fiscal year. <br /> Section 9 . 8 . ANNUAL FISCAL REPORT. The President and Treasurer shall cause an <br /> annual audit to be conducted and the results thereof certified by a recognized independent <br /> certified public accounting firm , and an annual report to be submitted to the Board after the <br /> close of each fiscal year of the Corporation. Such annual fiscal report must conform to <br /> accounting standards promulgated by the American Institute of Certified Public Accounts and <br /> shall include , without limitation , the following identified elements concerning the Corporation : <br /> 9 . 84 The assets and liabilities , including the trust funds , of the <br /> Corporation as of the end of the fiscal - year- immediately preceding the date of the report . -- <br /> - <br /> 9 . &2 - The principal changes in assets and liabilities including trust funds , <br /> during the year immediately preceding the date of this report. - <br /> 9 . 8-3 The revenue or receipts of the Corporation , both unrestricted and <br /> restricted to particular purposes , for the year immediately preceding the date of the report , <br /> including separate data with respect to each trust fund held by or for the Corporation . <br /> 9 . 8-4 The expenses or disbursements of the Corporation , for' both general <br /> and restricted purposes , during the year immediately preceding the date of the report , including <br /> separate data with respect to each trust fund held by or for the Corporation . <br /> Section 9 . 9 . NOTICE. - <br /> 9 . 9- 1 EFFECTIVE DATE. Any notice required or permitted to be given <br /> pursuant to the provisions of the Articles of Incorporation , these Bylaws , or applicable law , <br /> shall be sufficient and effective as - of the date personally communicated , transmitted or <br /> delivered or , if sent by mail , on the date deposited with the United States Postal Services , <br /> prepaid and addressed to the intended receiver at such receiver ' s last known address as shown <br /> in the records of the Corporation . <br /> 9 . 9-2 WAIVER OF NOTICE. Whenever any notice is required to be <br /> given under the provisions of the Florida General Corporation Statute or Corporation Not- For- <br /> Profit Code of the State or under the provisions of the Articles of Incorporation , these Bylaws , <br /> or applicable law , a waiver thereof in writing signed by the persons entitled to such notice , <br /> whether before or after the time stated therein , shall be deemed equivalent to the giving of such <br /> notice . The attendance of a member at any meeting shall constitute a waiver of notice of such <br /> meeting , except where a member attends a meeting for the express purpose of objecting to the <br /> transaction of any business on the ground that the meeting is not lawfully called or convened . <br /> Section 9 . 10 . LOANS TO MEMBERS OF THE CORPORATION MEMBERS OF <br /> THE BOARD AND OFFICERS PROHIBITED . No loans shall be made by the Corporation <br /> 21 <br />