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ARTICLE 27 <br /> INSURANCE BENEFITS <br /> 27 . 01 The County shall provide health insurance for all bargaining unit employees <br /> and their dependents in the same manner as the County's general non- <br /> bargaining unit employees , including the retiree health insurance subsidy, <br /> hospitalization , and medical insurance . <br /> 27 . 02 The County shall maintain in full force and effect, .and pay all premiums for, a <br /> life insurance policy on the life of each employee , payable to a beneficiary <br /> designated by the respective insured employee . Such life insurance policy <br /> shall be based on an amount equal to the employee's annual salary to the <br /> nearest high thousand as of the month following the payroll change . <br /> 27 . 03 Separation shall be effective as of the date of death . All compensation and <br /> benefits due to the employee as of the effective date of separation shall be <br /> paid to the beneficiary , surviving spouse , . or estate of the employee as <br /> determined by law or by executed forms in the employee's personnel folder. <br /> 52 <br />