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by Tenant and placed in, on, or about the Premises , including equipment not affixed to <br /> the realty, shall remain the property of Tenant . Tenant may remove same on or before the <br /> termination of this Agreement . In addition, any and all personal property not attached or <br /> installed in any building or structure shall remain Tenant ' s property and shall be removed <br /> on or prior to termination of this Agreement . <br /> 11 . PUBLIC UTILITIES . <br /> Tenant will pay within time allowed for payment without penalties, all charges for water, <br /> sewer and electricity and all other public utilities which may arise from Tenant ' s use of <br /> the Premises . Tenant agrees to hold Landlord harmless from any interruption in the use <br /> and services of such commodities and for payment of charges for any such utility <br /> services . <br /> 12 . RELEASE , HOLD HARMLESS AND INDEMNIFICATION. <br /> To the extent allowed by law, Tenant hereby releases and shall indemnify and hold <br /> Landlord harmless from and against any and all liabilities, claims, demands , damages , <br /> actions , lawsuits , judgments, penalties, losses , costs , or expenses, of any kind or nature , <br /> including, but not limited to , costs of investigation and attorneys ' fees and costs through <br /> trial and appeal , arising out of, incidental to , or in any way connected with the condition <br /> of the Premises , to the extent that such condition arises out of or is caused by Tenant ' s <br /> use or occupation of the Premises and is not caused by the negligence or is the fault of the <br /> Landlord . <br /> 13 . INSURANCE . <br /> ( a) Property Insurance . During the term ( s ) of this Agreement, at Tenant ' s sole <br /> cost and expense . Tenant shall place the Premises , all buildings and their contents on its <br /> lists of lands and property covered under its policies of self reinsurance and ever excess <br /> insurance and shall furnish Landlord a certificate of said coverage . <br /> ( b ) Commercial General Liability Insurance . During the term(s) of this <br /> Agreement , Tenant shall procure , maintain and pay for commercial general liability <br /> insurance and automobile liability insurance providing coverage which protects Tenant <br /> and Landlord , from any and all claims and liabilities for bodily injury and property <br /> damage arising from operations , premises , fire , and other related issues . Such insurance <br /> coverage shall have a combined single limit of not less than $ 1 , 000 , 000 . 00 . The <br /> insurance policy shall name Landlord as an insured and shall be endorsed to include <br /> provisions for at least thirty ( 30) days advance notice to Landlord by the insurer prior to <br /> any policy change , amendment, termination, or expiration of coverage . Tenant shall <br /> direct its insurance agent to provide Landlord with a policy , a copy of the additional <br /> insured endorsement containing language no less restrictive than ISO Form CG 20 10 07 <br /> 04 or ISO CG 20 33 07 04 , and a certificate of insurance stating that the coverages <br /> as <br /> provided herein are in force prior to the commencement date of this Agreement . Tenant ' s <br /> insurance shall be primary and any other insurance that may be maintained by the City <br /> shall be in excess of and shall not contribute with Tenant ' s insurance . <br /> CADocuments and Setting s\Bfreeman\Local Setting s\Temporary Internet Files\OLK69\Transit Hub lease 4 11 2013 .doc4 <br />