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Red Flag Policy <br />Indian River County Department of Utility Services <br />Purpose <br />The purpose of the Program is to establish an Identity Theft Prevention Program designed <br />to detect, prevent and mitigate identity theft in connection with the opening of a covered <br />account or an existing covered account and to provide for continued administration of the <br />Program in compliance with Part 681 of Title 16 of the Code of Federal Regulations <br />implementing Sections 114 and 315 of the Fair and Accurate Credit Transactions Act <br />(FACTA) of 2003. <br />Definitions <br />Covered account means: <br />1. An account that the Department offers or maintains, primarily for personal, <br />family or household purposes that involves or is designed to permit multiple <br />payments or transactions. Covered accounts include Department accounts; and <br />2. Any other account that the Department offers or maintains for which there is a <br />reasonably foreseeable risk to customers or to the safety and soundness of the <br />creditor from identity theft, including financial, operational, compliance, <br />reputation or litigation risks. <br />Credit means the right granted by the Department to a debtor to defer payment of debt or <br />to incur debts and defer its payment or to purchase property or services and defer <br />payment therefor. <br />Department is defined as Indian River County Department of Utility Services <br />Identifying information is any name or number that may be used, alone or in <br />conjunction with any other information, to identify a specific person, including: name, <br />address, telephone number, Social Security number, date of birth, government issued <br />driver's license or identification number, alien registration number, government passport <br />number, employer or taxpayer identification number, unique electronic identification <br />number, computer's Internet Protocol (IP) address, or routing code. <br />37 <br />