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51 <br />SOW and the completed work is distinct from the uncompleted work, FEMA only deobligates funding for <br />the uncompleted work. For example, if one project includes funds for three facilities and the Applicant <br />restores only two of the three facilities, FEMA only deobligates the amount related to the facility that the <br />Applicant did not restore. <br />Request should be submitted prior to current approved deadline, be specific to one project, and include <br />the following information with supporting documentation: <br />• Dates and provisions of all previous time extensions <br />• Construction timeline / project schedule in support of requested time <br />• Basis for time extension request: <br />o Delay in obtaining permits <br />■ Permitting agencies involved and application dates <br />o Environmental delays or limitations (e.g., short construction window, nesting seasons) <br />■ Dates of correspondence with various agencies <br />■ Specific details <br />• Inclement weather (prolonged severe weather conditions prohibited access to the area, or <br />adversely impacted construction) <br />o Specific details <br />Other reason for delay <br />o Specific details <br />Submission of a request does not automatically grant an extension to the period of performance. Without <br />an approved time extension from the State or FEMA (as applicable), any expenses incurred outside the <br />P.O.P. are ineligible. <br />INSURANCE <br />The Sub -Recipient understands and agrees that disaster funding for insurable facilities provided by FEMA <br />is intended to supplement, not replace, financial assistance from insurance coverage and/or other sources. <br />Actual or anticipated insurance proceeds must be deducted from all applicable FEMA Public Assistance <br />grants in order to avoid a duplication of benefits. The Sub -Recipient further understands and agrees that <br />If Public Assistance funding is obligated for work that is subsequently determined to be covered by <br />insurance and/or other sources of funding, FEMA must deobligate the funds per Stafford Act Sections 101 <br />(b)(4) and 312 (c). <br />As a condition of funding under this Agreement, pursuant to 44 C.F.R. §§ 206.252-253, for damaged <br />facilities, the Sub -Recipient understands it must, and it agrees to, maintain such types of insurance as are <br />reasonable and necessary to protect, against future loss for the anticipated life of the restorative work or the <br />insured facility, whichever is lesser. Except that the Recipient acknowledges FEMA does not require <br />insurance to be obtained and maintained for projects where the total eligible damage is less than $5,000°. <br />In addition to the preceding requirements, the Sub -Recipient understands it is required to obtain and <br />maintain insurance on certain permanent work projects in order to be eligible for Public Assistance funding <br />in future disasters pursuant to § 311 of the Stafford Act. As stated in the Stafford Act, "Such coverage must <br />at a minimum be in the amount of the eligible project costs." Further, the Stafford Act, requires a Sub - <br />Recipient to purchase and maintain insurance, where that insurance is "reasonably available, adequate or <br />necessary to protect against future loss" to an insurable facility as a condition for receiving disaster <br />assistance funding. The Public Assistance Program and Policy Guide further states "If the Applicant does <br />not comply with the requirement to obtain and maintain insurance, FEMA will deny or deobligate <br />PA funds from the current disaster." If the State Insurance Commissioner certifies that the type and <br />extent of insurance is not "reasonably available, adequate or necessary to protect against future loss" to an <br />insurable facility, the Regional Administrator may modify or waive the requirement in conformity with the <br />certification. <br />