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5 <br />1 <br />flood hazards in participating communities will in - <br />2 <br />crease compliance with the program, and increase <br />3 <br />the pool of funds, thereby decreasing the impact on <br />4 <br />the fund of individual flood events; <br />5 <br />(10) the relative rise in sea level and the flue - <br />6 <br />tuations in water levels of the Great Lakes expose <br />7 <br />the National Flood Insurance Program to greater <br />8 <br />risks,- and such risks should be adequately consid- <br />9 <br />ered in order to determine a comprehensive assess - <br />10 <br />ment of risk under the program; <br />11 <br />(11) erosion hazard areas have not been identi- <br />12 <br />fied or adequately considered for the purposes of in - <br />13 <br />surance established under the National Flood Insur- <br />14 <br />ante Act of 1968; <br />15 <br />(12) identification of erosion hazard areas and <br />16 <br />erosion management can improve public safety, <br />17 <br />guide appropriate development, and help reduce ero- <br />18 <br />sion losses to existing structures and protect new <br />19 <br />structures from erosion losses, thereby reducing <br />20 <br />Federal, State, local, and private expenditures due <br />21 <br />to erosion; <br />22 <br />(13) a community-based approach to mitigation <br />23 <br />and erosion management, to reduce losses in <br />24 <br />floodplains and to minimize adverse impacts on nat- <br />25 <br />ural and beneficial floodplain functions, is the most <br />OR 1406 IS <br />